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San Diego DUI’s Impact on Insurance

6 August 2010 No Comment

Having a drunk driving conviction on your record has a negative impact in many areas of your life, not the least of which is your car insurance.  Your current car insurance company may raise your rates astronomically or cancel you altogether if you have a DUI conviction.  Contact San Diego DUI attorney Tim Richardson to help ensure the best possible solutions for your situation.  In most cases a conviction of DUI will also come with suspension or revocation of your driver’s license, either with the criminal case, or on a separate administrative DMV case.  The question of insurance premiums will once again be on the table when you have your driving privileges restored.

Having insurance is required by state law, so what options do you have if your insurance company has dropped you?  Besides driving illegally without insurance, you have the option of turning to a private insurance company that specializes in high-risk drivers.  This type of company will issue a nonstandard policy to those in high-risk categories, such as a history of drunk driving, at-fault accidents, or otherwise considered too high risk for a traditional insurance company.  It is fortunate that there are companies designed to help those in this type of situation, but you can expect that the policy premiums will be much higher than you are used to.

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